For personal loans of $1000 - no security is required. For greater amounts, security of a vehicle which is less than 10 years old and is warranted, registered and fully insured is required or real estate security which may have a first mortgage of not  greater than 40% of the value.

Fast confidential service, apply online or call us toll free on 0800 85 55 55. Our company takes pride in creating solutions for clients. We won’t be looking for reasons we can’t approve your loan like banks do, such as minor bad credit, we will be looking for reasons to make your short term loan work for you, no nonsense, no hassle. We can provide a loan no matter where you live in New Zealand. Click here to see how we can help you too.

Fifo Capital offers a professional and client-friendly invoice finance service. For many smaller and growing businesses, accounts receivable are their most valuable asset. If your customers are other businesses, we can help improve your cashflow. Our expertise is in all forms of financing and business cash loans, in particular, single or batch invoice discounting or as often called, factoring. This is where we purchase from you invoices that you have posted out but not yet been paid for. We pay you up to 90% of the invoice value that same day, and pay you the remaining 10% less our fees, once your customer has paid the invoice. This form of invoice finance is extremely fast, simple and efficient. (Click here for more information).

Now you have a choice. New Zealand’s own non-bank lender providing mortgage finance at bank rates (click here to compare our rates). A wholly owned New Zealand company providing long term mortgage finance at bank rates for home owners who are looking to refinance their existing mortgage or looking at buying a new home.
Had some bad credit issues? Can’t get your bank to listen? Having difficulty in meeting your current mortgage payments? Or just need extra cash for your business, a New Zealand Finance home loan could be the answer you are looking for.